body{
	margin-bottom:5px;
	margin-left:0px;
	margin-right:0px;
	margin-top:0px;
	background:url(../images/bg.gif) #ecf7fd;
	background-repeat:repeat-x;
}
td, tr{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#656160;
}
A{
	text-decoration:none;
	color:#000000;
}
A:hover{
	text-decoration:underline;
}

.white{
	color:#FFFFFF;
	text-decoration:none;
}
.white:hover{
	color:#FFFFFF;
	text-decoration:underline;
}
.black{
	color:#000000;
}
.justify{
	text-align:justify;
}
.blue-heading{
	font-family:Arial, Helvetica, sans-serif;
	font-size:15px;
	color:#017bc4;
	font-weight:bolder;
}
ul{
	margin-bottom:0px;
	margin-top:0px;
}